The wife and I are 32/34 respectively in the same "life" situation (no kids, no plan to have kids). Our current situation after me taking a year off work to finish my degree is all the doing of my wife's talent at budget management and our lack of frivilous spending.

We have the Harleys, Kubota, nice cars (well, not mine...) and are about to close on an 80 acre property and build a new home. In no way do I feel appologetic about being financially secure, and I have no respect for people who try and belittle me for that security (attempts happen often).

If people were more RESPONSIBLE for themselves and less focused on instant gratification, their finances would improve in most situations. (Having 5 kids with as many ex-wives doesn't help either!)

BTW: I would spend the $3000 on either of my cats if they needed it too.

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